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This insurance is issued by Ag Guard Pty Ltd t/a Farmstyle Insurance ABN 42 168 502 645 AFSL 480716 (Farmstyle Insurance, we, us, or our), on behalf of the insurer, QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 (QBE). In everything to do with Farmstyle Insurance policies issued by QBE, Ag Guard Pty Ltd act as an agent of QBE and not on your behalf. Any advice provided on this site is general advice only and does not take into account your individual needs, objectives or financial situation. Terms, limits, conditions and exclusions apply. Before making a decision, you should carefully read the Product Disclosure Statement & Financial Services Guide (PDS & FSG), and the Target Market Determination (TMD), which are available at www.farmstyleinsurance.com.au to help you decide if the product is right for you. If you purchase a policy, Farmstyle Insurance and FarmStyle Australia Pty Ltd ABN 23 624 767 924 receive a commission, which is a percentage of your premium, and may be entitled to a profit share if certain thresholds are met in agreed periods. Please ask us for more details.